“We’re not going to wait for Washington … “

Shane Claiborne was recently interviewed by American Public Radio about faith and the current economic crisis. It’s definitely worth a listen if you’ve got a few minutes to give it.

One of the things I found most interesting was when he talked about the “medical collective” that he’s been a part of for the last few years. It started 20 years ago when a group of Christians without medical insurance pooled their money to help pay for one another”s medical expenses. Today they meet over $12 million in each medical needs for each other.

(ht: Brett Anderson)

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6 thoughts on ““We’re not going to wait for Washington … “

  1. We have friends who looked into doing something like that at one point. I’m not sure if they ever went through with it.

    Me, personally, I’d be nervous about it. I can imagine a host of nightmares in using an “off the radar” provider. Would I have trouble finding a doctor that would accept me? Would treatment suffer? What about prescriptions?

    I’m sure the way it works is that you pay in, and just submit your medical bills for payment to the collective when they come.

    I wonder if anyone here has had any experience with something like this?

  2. yep, i have.

    i worked on staff at a church that used the “co-op” approach. it was called “christian brotherhood” and it was horrible.
    the dude at the top ran off with the money toward the end…and i was paying a monthly premium comparable to what i would have with any major health carrier.

    the few times that staff members tried to use it, they had to wait forever to get the $. of course most hospitals and dr offices think you’re a kook when you show them your hippie commune card for health insurance. 🙂

    i’ve heard that the programs have changed for the better, but after my experience with it, i’ll never do it again.

  3. If one was a well-run, reputable, not-for-profit that had existed for at least 20 years I might be willing to consider it.

    Then again. Our health carrier is a well-run, reputable, not-for-profit that has existed for 30 years – so I don’t see too much need to jump ship. 😆

  4. our church looked into it, but the problems are like you see shane, like one of our staff members daughters got leukemia, it would have bankrupted the whole fund and put everyone in debt and then what?
    it is a good, and somewhat biblical, idea though. but like you are saying there are lots of people doing ok already (i don’t think there is or ever will be perfect) who is your carrier?

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